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Senior/Lead Data Scientist -Credit & Finance Model Validation at Klarna

Tjänst Senior/Lead Data Scientist -Credit & Finance Model Validation
Publicerad 07 May 2026
Utgången 06 Jun 2026
Företag Klarna
Plats Stockholms län | SE
Anställningsform Full Time

Jobbbeskrivning:

Senaste jobbinformationen från Klarna för tjänsten som Senior/Lead Data Scientist -Credit & Finance Model Validation. If the Senior/Lead Data Scientist -Credit & Finance Model Validation lediga tjänsten i Stockholms län matchar dina kvalifikationer, vänligen skicka din senaste ansökan eller CV direkt via den uppdaterade Jobkos-portalen.

Observera att det inte alltid är enkelt att söka jobb, eftersom kandidater måste uppfylla vissa krav från företaget. Vi hoppas att karriärmöjligheten hos Klarna för tjänsten som Senior/Lead Data Scientist -Credit & Finance Model Validation nedan matchar din profil.

What You Will Do

  • Perform independent end-to-end validation of credit risk (e.g., underwriting and limit management), finance (provisioning, offloading, profitability), and other models, rigorously reviewing and challenging all aspects: conceptual soundness, data integrity, feature engineering and selection, training and testing, regulatory compliance and fairness, documentation, deployment, monitoring and business impact. Independently replicate the model development process where necessary and conduct challenger analyses.
  • Collaborate closely with Första‑line data scientists, machine learning (ML) engineers, and product stakeholders to understand models’ business context and ensure transparent communication of model risks and validation findings.
  • Provide actionable recommendations and formally document validation outcomes in line with internal model governance standards and regulatory expectations.
  • Drive the continuous enhancement of agentic AI tools that support and accelerate model validation by automating documentation and code review, surfacing cross‑source inconsistencies, streamlining challenger analysis, etc.
  • Stay up‑to‑date with emerging trends in credit and finance modelling and AI/ML technologies.
  • Maintain robust model risk management frameworks, policies, and procedures in line with evolving regulatory expectations and industry best practices.
Who You Are
  • Advanced degree (Master’s or PhD) in a quantitative field such as data science, statistics, mathematics, computer science, physics, or engineering; or equivalent experience.
  • 3+ years of hands‑on experience in credit risk and/or IFRS9/CECL impairment modeling.
  • Strong technical expertise in statistical and machine learning models, with a deep understanding of credit risk and/or IFRS9/CECL provisioning models.
  • Hands‑on experience with programming languages and tools commonly used in data science, such as Python, SQL, Spark, and AWS.
  • Excellent analytical, problem‑solving, and decision‑making abilities.
  • A passion for innovation and staying at the forefront of data science and risk management.
  • Strong communication and stakeholder management skills, with the ability to convey complex technical information to non‑technical audiences.
  • Knowledge of regulatory requirements and expectations for model risk management.
Awesome to have
  • Experience with Buy Now Pay Later (BNPL), credit cards, personal loans, and payments products.
  • Experience mentoring junior validators or leading validation reviews.
  • Experience building agentic AI workflows and familiarity with AI governance frameworks and emerging AI regulatory requirements.

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Om tjänsten:

  • Företag: Klarna
  • Tjänst: Senior/Lead Data Scientist -Credit & Finance Model Validation
  • Arbetsplats: Stockholms län
  • Land: SE

Så här skickar du in en ansökan:

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